Business spotlight series

We know this has been a hard time for many families and businesses, with COVID-19 having impacts from many angles. We wanted to help our community and will be presenting a series of Business Spotlights of members from our Business Directory where owners are providing innovative ways to connect with their clients. Look out for the SPOTLIGHT header over the coming months.


We kick off our first Spotlight with parent, alumni and Business Directory member Trent Carter who runs Provident Lending & Business Solutions and EZ Business Loans.Trent has been having a lot of conversations recently with business owners about what they’re entitled to, how to scale back business to survive and howto pivot business offerings in this time.

Trent has kindly shared access to a webinar he presented to the Wanneroo Business Association recently. You can watch it here:

Provident have two specific services they are offering at the moment, with a special price for St Stephen’s parents and alumni. “It is more about preserving our community than profiting,” he said.

1)      Stress Test your Cash Flow – this is a 45-minute session where we can use simple financial data to show the impact of decisions before they are made on profit and cash flow. This can be a very powerful tool to set priorities on what and when to cut expenses especially when looking at staff. Broadly we are offering this at$100+ GST but for the St Stephen’s community it is just $70 + GST.

2)      Survival Sessions - This is a three-session advisory where we will;

a.       Review the business up to impact of COVID-19 – this is to set baselines and trends and include the above Stress Test.

b.       Strategic planning – Setting goals, plans and actions for the next 90 days to set up for survival and potentially van thriving in a new operating environment.

c.       Cash Flow Budget and Funding - Ensuring you have an eye on the numbers moving forward and understand how to fund the plan.

These sessions are $250 each and can be run one-on-one or in small group sessions of up to four people.

Contact Trent Carter from Provident Lending and Business Solutions on 6201 0143 or at for more information.

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